2026 में Rozgar Yojana: Naukri Ya Self Employment Ka Mauka – Full Guide (Hybrid Hindi-English Mix)
Welcome to OnWali.Com ! 2026 में भारत सरकार और Punjab सरकार की कई rozgar yojana active हैं, जो naukri (wage employment) और self-employment दोनों के लिए mauka दे रही हैं। Budget 2026 में employment पर heavy focus है – ₹42,000 crore+ skills और incentives के लिए allocated। मुख्य central scheme Pradhan Mantri Viksit Bharat Rozgar Yojana (PM-VBRY) है, जो new jobs create करने पर incentives देती है। Self-employment के लिए PM Vishwakarma, Mudra, Stand-Up India आदि hot हैं। Punjab में pgrkam.com portal से jobs, skill training, और self-employment support मिलता है।
यहां top schemes की table है (2026 updates के साथ) – naukri aur self-employment दोनों cover।
Top Rozgar Yojana 2026 – Naukri aur Self Employment
| क्रमांक | Scheme Name | Type (Naukri / Self Employment) | Main Fayda (2026 Update) | Target Group | How to Apply / Official Link |
|---|---|---|---|---|---|
| 1 | Pradhan Mantri Viksit Bharat Rozgar Yojana (PM-VBRY) | Naukri (Wage Employment) | First-time employees को up to ₹15,000 incentive (2 installments में); Employers को up to ₹3,000/month per new hire (2-4 years तक, manufacturing में extra) | First-time job seekers (EPFO registered), salary up to ₹1 lakh/month | pmvbry.labour.gov.in या EPFO portal; Benefits March 2026 से start |
| 2 | PM Vishwakarma Yojana | Self Employment | Up to ₹3 lakh collateral-free loan + ₹15,000 toolkit + training stipend ₹500/day; Marketing support | Traditional artisans (लोहार, बढ़ई, दर्जी आदि) | pmvishwakarma.gov.in; Ludhiana में CSC से apply |
| 3 | Mudra Loan Yojana (PMMY) | Self Employment | Up to ₹20 lakh loan (Tarun Plus); No collateral, low interest | Micro/small business starters | udyamimitra.in या bank (SBI/PNB Ludhiana) |
| 4 | Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY) | Naukri (Skilled Wage) | Skill training + placement in jobs (70%+ placement target) | Rural youth (poor) | pgrkam.com या rural skill centers |
| 5 | Punjab Rozgar Schemes (Ghar Ghar Rozgar te Karobar Mission) | Naukri + Self Employment | Job listings, skill training, self-employment loans/support; Apni Gaddi Apna Rozgar (vehicle loan) | Punjab residents (youth, women) | pgrkam.com – jobs, training, self-employment section |
| 6 | Stand-Up India / DAY-NULM (Urban Livelihoods) | Self Employment | Loans up to ₹1-10 crore for startups; Urban poor के लिए self-employment support | Women/SC/ST entrepreneurs | standupmitra.in या nulm.gov.in |
Key Highlights 2026:
- PM-VBRY (New Hot Scheme): August 2025 से start, March 2026 से benefits disburse। 3.5 crore+ jobs target। First job वाले youth को ₹15,000 (financial literacy complete करने पर)। Employers को incentive per new hire – manufacturing में 4 years तक।
- Self Employment Focus: PM Vishwakarma में 2.72 crore+ applications, Ludhiana में recent fair हुआ जहां 2000+ log aaye। Toolkit, training, loan से business boost।
- Punjab Specific: pgrkam.com पर 19,000+ govt jobs, 1,200+ private jobs listed। Self-employment के लिए training aur loans। Women के लिए special focus (Apni Gaddi scheme vehicle ke liye)।
- Other Active: Atmanirbhar Bharat Rojgar Yojana (ABRY) older लेकिन benefits continue; Rural self-employment via MGNREGA updated version (125 days guarantee)।
Naukri (Job) Ke Liye Steps
- PM-VBRY के लिए: Employer EPFO registered हो, new job join करें → automatic incentive (first-time EPFO)।
- pgrkam.com पर register → job search, apply। Skill training enroll करें placement के लिए।
- DDU-GKY: Rural youth के लिए free training + job placement।
Self Employment Start Karne Ke Steps
- Idea Choose: Chhota business (shop, service, artisan work)।
- Scheme Select: Mudra ya Vishwakarma से loan/training।
- Apply: Official portal (pmvishwakarma.gov.in / udyamimitra.in) पर register, documents upload (Aadhaar, bank details)।
- Support: Ludhiana में CSC center या Punjab Rozgar office से free help।
QNA Section (Frequently Asked Questions 2026)
Q1: 2026 में sabse badi rozgar yojana kaun si hai?
A: PM Viksit Bharat Rozgar Yojana – 3.5 crore jobs target, first-time employees को ₹15,000 incentive। March 2026 से payments start।
Q2: Ludhiana, Punjab से naukri/self-employment kaise milegi?
A: pgrkam.com register करें – jobs list, skill sessions, self-employment guidance। Local CSC से apply help।
Q3: Self-employment ke liye loan kitna mil sakta hai?
A: Mudra से ₹20 lakh तक, Vishwakarma से ₹3 lakh collateral-free। Women/SC/ST को priority।
Q4: First-time job ke liye incentive kab milega?
A: PM-VBRY में join के 6 months aur 12 months par installments में ₹15,000 (financial literacy complete karne par)।
Q5: Punjab mein women ke liye special rozgar scheme?
A: Ghar Ghar Rozgar mission ke under women jobs/training; Apni Gaddi scheme vehicle loan se self-employment।
Q6: Apply abhi open hai?
A: हां, सभी schemes active। pgrkam.com, pmvbry.labour.gov.in, pmvishwakarma.gov.in regularly check करें।
Agar aap job search kar rahe hain ya business start karna chahte hain, to pehle pgrkam.com par register karen – Punjab ke liye best resource! Official portals se confirm karen latest updates। Helpful laga to share karen friends ke saath! 💼👨💼🇮🇳
Koi doubt ho to comment mein poochen। Rozgar paayen aur grow karen! 🚀
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