2026 की Farmer Subsidy Scheme Kheti Ke Liye Govt Help

2026 में Farmer Subsidy Scheme: Kheti Ke Liye Govt Help – Full Easy Guide

Welcome to OnWali.Com ! 2026 में भारत सरकार और Punjab सरकार की कई farmer subsidy schemes active हैं, जो kheti (agriculture) के लिए direct financial help, low-cost loans, insurance, machinery subsidy, solar pumps, और income support दे रही हैं। Union Budget 2026 में agriculture पर ₹1.63 lakh crore+ allocated है, focus high-value crops, tech (AI tools जैसे Bharat-VISTAAR), और farmer income boost पर।

Punjab में power subsidy (free electricity for tubewells) सबसे बड़ा benefit है – subsidy bill ₹21,833 crore+ FY 2025-26 में। Central schemes nationwide apply होती हैं, Punjab में extra state support (जैसे Green Tractor, Laser Land Leveler, Wheat Support) मिलता है।

Table of Contents

Top Farmer Subsidy Schemes 2026 (Kheti Ke Liye Help)

क्रमांक	Scheme Name	Main Help / Subsidy (2026 में)	Target Farmers (किसके लिए)	How Much Paisa / Benefit	Apply Kaise Kare / Official Link
1	PM Kisan Samman Nidhi	Direct income support	Small & marginal farmers (landholding)	₹6,000/year (₹2,000 हर 4 महीने) DBT से	pmkisan.gov.in – status check Aadhaar से
2	PM KUSUM (Solar Pumps & Solarization)	Solar pumps + irrigation subsidy	All farmers (off-grid/grid-connected)	Up to 80% subsidy (central + state), pumps up to 7.5 HP	mnre.gov.in या state nodal agency (Punjab में PEDA)
3	Kisan Credit Card (KCC) Scheme	Low-interest crop loans	All farmers	Interest subvention 2% + prompt repayment 3% → effective 4% p.a.	Bank (SBI/PNB Ludhiana) या myscheme.gov.in
4	PM Fasal Bima Yojana (PMFBY)	Crop insurance against loss	All insured farmers	Premium subsidy (govt pays most), claim on crop failure	Local bank/CSC या pmfby.gov.in
5	CM Punjab Green Tractor Scheme	Tractor subsidy	Punjab farmers	Up to ₹10 lakh subsidy per tractor	gts.punjab.gov.pk – online apply & balloting
6	CM Punjab Laser Land Leveler Scheme	Laser land leveler for water saving	Punjab farmers (5-25 acres)	Up to ₹6 lakh subsidy per unit	Agriculture dept Punjab या local office
7	Fertiliser Subsidy	Urea & other fertilisers cheap	All farmers	Direct to farmers proposed (₹1.7 lakh crore+ total)	DBT via retailer या future direct transfer
8	SMAM (Sub-Mission on Agri Mechanization)	Farm machinery subsidy	Small/marginal farmers	40-60% subsidy on implements	agricoop.nic.in या state portal

PM Kisan 2026 Update: 21st installment November 2025 में release हुई (₹2,000, 9+ crore farmers को)। 22nd installment expected end of February 2026 या early March 2026 (last week Feb या Holi के आसपास)। eKYC mandatory – pending होने पर payment miss हो सकता है। pmkisan.gov.in पर status check करें!

Punjab-Specific Highlights:

Free Power Subsidy: Tubewells के लिए electricity free – biggest relief, subsidy bill में agri का major share।
CM Wheat Support Program: Wheat growers को per acre help (check latest on punjab.gov.pk)।
High-Tech Mechanization: Interest-free loans up to ₹30 million for modern machinery।
Fasal Bima Scheme: Punjab में crop insurance subsidized premiums।

Benefits Quick Summary

Income Support: PM Kisan से ₹6,000/year steady।
Low-Cost Inputs: Fertiliser subsidy से urea cheap, KCC से loans 4% effective interest पर।
Risk Cover: PMFBY से crop loss पर claim (premium govt subsidy)।
Modern Kheti: Solar pumps 80% subsidy से electricity bill zero, machinery 40-60% subsidy से।
Punjab Extra: Tractor ₹10 lakh subsidy, laser leveler ₹6 lakh – water save + yield increase 20-23% तक।

Apply Kaise Kare? (General Steps)

Central Schemes: pmkisan.gov.in, mnre.gov.in, pmfby.gov.in, या myscheme.gov.in पर register (Aadhaar, bank details, land records)।
Punjab Schemes: agripunjab.gov.pk, gts.punjab.gov.pk, या local Agriculture Office/CSC जाएं – online apply + documents (Aadhaar, land proof, bank passbook)।
Status Check: Portals पर Aadhaar/Mobile से track करें। CSC center से free help लें Ludhiana में।
eKYC & Updates: PM Kisan के लिए eKYC complete रखें – pending से installment miss!

QNA Section (Frequently Asked Questions 2026)

Q1: 2026 में सबसे ज्यादा subsidy किस scheme से मिलती है?
A: Punjab में free power subsidy सबसे बड़ा (₹21,000+ crore bill), central में PM KUSUM solar pumps up to 80%। PM Kisan ₹6,000/year direct।

Q2: PM Kisan 22nd installment kab aayegi?
A: Expected end February 2026 (25 Feb-5 March) – official announcement pending। pmkisan.gov.in check करें!

Q3: Ludhiana, Punjab से apply कैसे?
A: Local Agriculture Office, CSC, या bank (PNB/SBI) जाएं। Online portals (gts.punjab.gov.pk for tractor, pmkisan.gov.in for Kisan) से start।

Q4: Fertiliser subsidy direct farmers को milegi?
A: Proposed hai (₹1.7 lakh crore companies से direct DBT) – 2026 में possible। Abhi retailer से cheap rate पर।

Q5: Eligibility क्या है general?
A: Small/marginal farmers (landholding), Aadhaar-linked bank, no govt job family में (कुछ schemes में)। Punjab में resident + land proof।

Q6: Machinery subsidy kitni milti hai?
A: SMAM से 40-60%, Punjab Green Tractor ₹10 lakh, Laser Leveler ₹6 lakh – official calculator agrimachinery.nic.in पर check।

अगर आप farmer हैं तो तुरंत PM Kisan status check करें और eligible schemes apply करें – kheti costs कम + income boost! Official portals (pmkisan.gov.in, agripunjab.gov.pk) से confirm latest, क्योंकि updates आते रहते हैं। Helpful लगा तो share करें fellow farmers के साथ! 🌾💰🇮🇳

Koi doubt हो तो comment में पूछें। Kheti mein safalta paayen! 🚜

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2026 की Farmer Subsidy Scheme Kheti Ke Liye Govt Help